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01 июня 2008 г. Maxim Tyurin написал:
> У нас изобрели свой OTP...

По-моему, такое уже почти везде.
У "Альфа-Банка" в его интернет-банке ("Альфа-Клик") все операции должны 
подтверждаться одноразовым паролем, другие не отстают...

-- 
ABATAPA